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IndonesianID

Institutional Lender

The best financing gives more than financial profit with positive social impact to the community. With CROWDE, every penny you invest will grow as welfare across the agricultural sector, from the sharecroppers to food traders.

Types of funding available in CROWDE

Types of funding available in CROWDE

Cultivation Projects

The focus of the funding is on commodity crops such as chili, maize and rice.

Loan Amount
IDR 3 million - 200 million
Average Loan Amount
IDR 51.225.852
Interest Rate
Max 31% yearly
Repayment Period
1 - 12 Months
Type of Collateral
No Collateral
Platform Fee
5% from Loan

Non Cultivation Projects

Invoice Financing

Financing that focuses on growing SMEs that have business relationships with corporations and government agencies. These growing SMEs pledge their current invoices to the company in order to obtain a loan from Crowde.

Loan Amount
IDR 20 million - 400 million
Average Loan Amount
IDR 156.079.367
Interest Rate
Max 31% per yearly
Repayment Period
1 - 12 Months
Type of Collateral
Ongoing Invoice
Platform Fee
5% from Loan

Trade Loans

Financing intended for Crowde borrowers whose businesses are in the trade and services sector.

Loan Amount
IDR 100 million - 200 million
Average Loan Amount
IDR 108.970.519
Interest Rate
Max 31% yearly
Repayment Period
1 - 12 Months
Type of Collateral
Without Collateral
Platform Fee
5% from Loan

Inventory Financing Funding

Inventory Financing Funding is revolving credit funding or short-term loans that Borrowers can obtain so they can buy products to sell later. The product serves as collateral for the loan.

Loan Amount
Rp 25 million - 50 million
Average Loan Amount
-
Interest Rate
Max 31% yearly
Repayment Period
1 - 12 Months
Type of Collateral
Products for sale at a later date
Platform Fee
5% from Loan

Why financing in CROWDE?

Appealing Benefits

Investing as easy as transfer via mobile banking and you will get appealing benefits upon the completion of project

Creating Sustainable Impact

More than distributing funds, we contribute in building financial ecosystem that inclusive to the farmers to build independent agropreneurship

Secure

Overseen by OJK (Financial Service Authorities) and supported with ISO 27001 certification. Using cashless disbursement and strict monitoring methods for planning, progress reporting, and refund, with expert agronomics make it's possible to have 90% of the repayment after 90 days

How to Contribute as Institutional Lender

Apply for institutional lender

Provide company’s legal documents for background check

Issue cooperation agreement documents

Receive funding project proposals and be involved in financing activitiest

Institutional Lenders that have joined us:

bank-mandiri
bank-bjb
bpr-supra